(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 1610.25 | 1608.75 | 1604.11 | 1600.02 | 1598.64 |
Equity - Authorised | 2000.00 | 2000.00 | 2000.00 | 2000.00 | 2000.00 |
Equity - Issued | 1611.45 | 1610.09 | 1605.44 | 1601.36 | 1599.98 |
Equity Paid Up | 1610.25 | 1608.75 | 1604.11 | 1600.02 | 1598.64 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Share Warrants & Outstandings | 40.67 | 42.03 | 22.49 | 6.32 | 4.32 |
Total Reserves | 117644.51 | 98749.95 | 84213.94 | 74355.65 | 67994.44 |
Securities Premium | 20891.72 | 20849.04 | 20756.36 | 20679.64 | 20654.32 |
Capital Reserves | 4368.16 | 4365.97 | 4357.45 | 4357.45 | 4202.28 |
Profit & Loss Account Balances | 2211.27 | 2033.43 | 1632.09 | 1304.15 | 410.31 |
General Reserves | 48866.48 | 35700.72 | 28550.34 | 22479.52 | 19276.63 |
Other Reserves | 41306.88 | 35800.79 | 28917.69 | 25534.89 | 23450.89 |
Reserve excluding Revaluation Reserve | 117644.51 | 98749.95 | 84213.94 | 74355.65 | 67994.44 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 1020779.90 | 891127.23 | 766375.83 | 684860.06 | 632784.34 |
Demand Deposits | 83529.29 | 82833.93 | 74540.76 | 69209.43 | 64388.14 |
Savings Deposit | 194788.39 | 188016.65 | 179948.50 | 169827.09 | 152150.12 |
Term Deposits / Fixed Deposits | 742462.22 | 620276.66 | 511886.56 | 445823.54 | 416246.09 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 12169.82 | 24783.50 | 14320.12 | 13390.93 | 25282.89 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 11739.81 | 10170.57 | 4841.83 | 2628.70 | 17363.75 |
Borrowings in the form of Bonds / Debentures | 0.00 | 0.00 | 4870.00 | 4870.00 | 4870.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 430.01 | 14612.93 | 4608.29 | 5892.23 | 3049.15 |
Other Liabilities & Provisions | 41429.02 | 38221.12 | 35257.75 | 26500.24 | 18567.25 |
Bills Payable | 5121.83 | 5435.18 | 6399.51 | 3633.15 | 2975.55 |
Inter-office adjustment Liabilities | 6.23 | 8.27 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 5904.39 | 5132.75 | 4179.99 | 3363.78 | 1565.00 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 30396.58 | 27644.91 | 24678.25 | 19503.31 | 14026.70 |
Total Liabilities | 1193674.18 | 1054532.59 | 901794.24 | 800713.22 | 746231.88 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 73541.88 | 55879.26 | 42794.80 | 35942.62 | 35140.55 |
Cash with RBI | 66885.55 | 48093.40 | 35812.26 | 28982.80 | 26785.28 |
Cash in hand & others | 6656.33 | 7785.86 | 6982.53 | 6959.82 | 8355.27 |
Balances with banks and money at call | 4525.33 | 706.37 | 4156.49 | 13319.11 | 28062.84 |
Investments | 238312.55 | 223435.25 | 188083.24 | 172160.64 | 160189.25 |
Investments in India | 238309.51 | 223432.29 | 188080.29 | 172157.92 | 160184.77 |
GOI/State Govt. Securities | 222552.19 | 193396.57 | 167347.14 | 153750.65 | 149389.60 |
Equity Shares - Corporate | 1485.21 | 1259.65 | 1049.44 | 1020.31 | 383.57 |
Debentures & Bonds | 6257.18 | 13030.73 | 13896.43 | 14648.18 | 5775.14 |
Subsidiaries and/or joint ventures/Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Units - MF/ Insurance/CP/PTC | 8014.93 | 15745.34 | 5787.29 | 2738.79 | 4636.46 |
Other Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments outside India | 3.03 | 2.96 | 2.95 | 2.72 | 4.49 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 3.03 | 2.96 | 2.95 | 2.72 | 4.49 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 840045.36 | 736674.82 | 631341.41 | 546612.02 | 503635.06 |
Bills Purchased & Discounted | 12966.72 | 16958.25 | 16511.17 | 13460.53 | 9765.31 |
Cash Credit, Over Draft & Loans repayable | 455579.23 | 383825.89 | 322579.21 | 285097.25 | 274099.06 |
Term Loans | 371499.42 | 335890.69 | 292251.03 | 248054.24 | 219770.69 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 19437.27 | 17915.66 | 16965.07 | 16406.26 | 15762.83 |
Premises | 2895.98 | 2886.17 | 2874.28 | 3181.97 | 3068.39 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 16541.29 | 15029.49 | 14090.79 | 13224.29 | 12694.44 |
Less: Accumulated Depreciation | 14925.87 | 13791.43 | 12788.85 | 11770.01 | 10578.22 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 4511.40 | 4124.24 | 4176.22 | 4636.25 | 5184.61 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 390.33 | 204.57 | 174.19 | 148.63 | 205.99 |
Other Assets | 32347.33 | 33508.08 | 31067.89 | 27893.96 | 13813.58 |
Inter-office adjustment Assets | 0.00 | 0.00 | 336.10 | 2224.57 | 883.82 |
Interest Accrued Assets | 17536.46 | 14792.51 | 11710.97 | 9647.61 | 2625.10 |
Tax paid in advance/TDS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Stationery and stamps | 42.90 | 40.20 | 29.89 | 35.57 | 28.10 |
Non-banking assets acquired | 378.81 | 378.81 | 378.81 | 0.00 | 0.00 |
Deferred tax asset | 0.00 | 0.00 | 0.00 | 0.00 | 374.17 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 14389.16 | 18296.57 | 18612.12 | 15986.21 | 9902.41 |
Total Assets | 1193674.18 | 1054532.59 | 901794.24 | 800713.22 | 746231.88 |
Contingent Liabilities | 132225.42 | 131874.55 | 104047.69 | 92603.35 | 101244.46 |
Claims not acknowledged as debts | 453.77 | 477.38 | 496.37 | 1695.83 | 57.42 |
Outstanding forward exchange contracts | 73373.09 | 76609.18 | 57364.50 | 46516.26 | 49220.67 |
Guarantees given in India | 39735.76 | 31612.56 | 24906.14 | 22471.88 | 22864.18 |
Guarantees given Outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Acceptances, endorsements & other obligations | 8961.53 | 8891.20 | 12502.04 | 9551.72 | 9163.53 |
Other Contingent liabilities | 9701.27 | 14284.22 | 8778.64 | 12367.66 | 19938.66 |
Bills for collection | 31432.43 | 32782.98 | 27959.89 | 23298.04 | 21623.69 |
Book Value | 148.12 | 124.77 | 107.00 | 94.94 | 87.07 |
Adjusted Book Value | 123.43 | 103.97 | 89.16 | 79.12 | 72.55 |