(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 76915.55 | 70813.74 | 67304.96 | 67304.96 | 65601.59 |
Equity - Authorised | 100000.00 | 100000.00 | 100000.00 | 100000.00 | 100000.00 |
Equity - Issued | 76915.55 | 70813.74 | 67304.96 | 67304.96 | 65601.59 |
Equity Paid Up | 76915.55 | 70813.74 | 67304.96 | 67304.96 | 65601.59 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Reserves | 207977.08 | 125925.26 | 88797.68 | 71543.72 | 55730.20 |
Securities Premium | 38672.54 | 9774.36 | 3283.13 | 3283.13 | 949.50 |
Capital Reserves | 7646.92 | 7196.96 | 6975.59 | 6852.65 | 6015.71 |
Profit & Loss Account Balances | 62282.20 | 35021.10 | 15367.62 | 4724.93 | 521.60 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 99375.42 | 73932.85 | 63171.34 | 56683.02 | 48243.39 |
Reserve excluding Revaluation Reserve | 189034.57 | 111491.85 | 74069.40 | 55774.07 | 44003.97 |
Revaluation Reserves | 18942.51 | 14433.41 | 14728.28 | 15769.66 | 11726.23 |
Deposits | 3071426.05 | 2707471.68 | 2340826.84 | 2022942.92 | 1740056.19 |
Demand Deposits | 463129.23 | 349680.30 | 283007.50 | 281785.42 | 185431.82 |
Savings Deposit | 1173441.39 | 1078055.59 | 966601.98 | 888566.21 | 754020.18 |
Term Deposits / Fixed Deposits | 1434855.43 | 1279735.79 | 1091217.36 | 852591.28 | 800604.19 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 238525.15 | 77188.55 | 107656.58 | 77467.42 | 42387.51 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 5000.00 | 5000.00 | 5000.00 |
Borrowings From Other Banks | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 154218.15 | 21111.55 | 53959.41 | 33510.42 | 515.98 |
Borrowings in the form of Bonds / Debentures | 84307.00 | 56077.00 | 48337.00 | 38957.00 | 36057.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 0.00 | 0.00 | 360.17 | 0.00 | 814.53 |
Other Liabilities & Provisions | 96577.71 | 89979.37 | 71927.84 | 66854.63 | 62874.64 |
Bills Payable | 6633.71 | 11794.80 | 6962.25 | 8099.63 | 7269.42 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 1563.69 | 7492.61 | 6442.25 |
Interest Accrued | 3430.53 | 3828.00 | 4074.58 | 2728.79 | 3183.58 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 86513.48 | 74356.57 | 59327.33 | 48533.61 | 45979.38 |
Total Liabilities | 3691421.55 | 3071378.60 | 2676513.90 | 2306113.65 | 1966650.13 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 379929.94 | 211613.40 | 185077.21 | 197219.26 | 128824.82 |
Cash with RBI | 369677.03 | 201456.41 | 174128.05 | 185984.88 | 118756.27 |
Cash in hand & others | 10252.91 | 10156.99 | 10949.15 | 11234.38 | 10068.56 |
Balances with banks and money at call | 42018.74 | 91503.22 | 211.90 | 1940.47 | 592.49 |
Investments | 820047.91 | 682741.20 | 688669.51 | 685899.72 | 681116.45 |
Investments in India | 820047.91 | 682741.20 | 688669.51 | 685899.72 | 681116.45 |
GOI/State Govt. Securities | 748512.83 | 642824.85 | 642529.80 | 634093.16 | 611141.69 |
Equity Shares - Corporate | 6072.13 | 3235.40 | 3352.04 | 2744.06 | 2926.13 |
Debentures & Bonds | 55885.66 | 34936.58 | 38788.03 | 43088.02 | 49852.30 |
Subsidiaries and/or joint ventures/Associates | 3114.31 | 1413.25 | 1095.69 | 734.21 | 734.21 |
Units - MF/ Insurance/CP/PTC | 375.20 | 331.12 | 657.31 | 2352.19 | 3733.63 |
Other Investments | 6087.78 | 0.00 | 2246.64 | 2888.07 | 12728.48 |
Investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 2360837.95 | 2002398.84 | 1712206.71 | 1311704.39 | 1024051.67 |
Bills Purchased & Discounted | 41104.75 | 35310.98 | 9032.01 | 6796.27 | 8014.12 |
Cash Credit, Over Draft & Loans repayable | 537445.08 | 514897.80 | 494340.21 | 425281.61 | 344286.53 |
Term Loans | 1782288.13 | 1452190.06 | 1208834.50 | 879626.51 | 671751.02 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 45301.54 | 37871.22 | 35458.25 | 35654.52 | 32325.74 |
Premises | 24887.16 | 19512.25 | 19377.48 | 19286.74 | 17041.26 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 20414.38 | 18358.97 | 16080.77 | 16367.78 | 15284.48 |
Less: Accumulated Depreciation | 16189.27 | 15872.17 | 13966.21 | 15290.23 | 16105.82 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 29112.26 | 21999.05 | 21492.04 | 20364.29 | 16219.92 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 43.61 | 96.95 | 75.06 | 2052.26 | 520.10 |
Other Assets | 59431.14 | 61025.94 | 68781.48 | 86933.27 | 115324.69 |
Inter-office adjustment Assets | 685.67 | 659.78 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 16184.85 | 13073.29 | 12839.56 | 13262.61 | 14091.78 |
Tax paid in advance/TDS | 17578.66 | 18100.98 | 18382.12 | 20199.66 | 17400.82 |
Stationery and stamps | 28.30 | 25.98 | 32.99 | 32.27 | 24.54 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 6367.97 | 9567.65 | 12612.01 | 21040.50 | 29081.09 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 18585.68 | 19598.27 | 24914.80 | 32398.24 | 54726.47 |
Total Assets | 3691421.55 | 3071378.60 | 2676513.90 | 2306113.65 | 1966650.13 |
Contingent Liabilities | 409411.42 | 393908.86 | 245890.68 | 306135.60 | 311277.24 |
Claims not acknowledged as debts | 13566.71 | 13499.09 | 13756.23 | 13754.05 | 13966.47 |
Outstanding forward exchange contracts | 257763.53 | 261909.72 | 120764.97 | 197189.95 | 199476.83 |
Guarantees given in India | 108657.48 | 93171.84 | 86765.71 | 74758.74 | 79594.64 |
Guarantees given Outside India | 3793.28 | 2103.09 | 1414.62 | 1464.39 | 767.30 |
Acceptances, endorsements & other obligations | 14868.23 | 13755.61 | 14743.55 | 12871.23 | 12523.07 |
Other Contingent liabilities | 10762.20 | 9469.53 | 8445.61 | 6097.25 | 4948.95 |
Bills for collection | 69723.86 | 57403.12 | 63458.88 | 58195.11 | 49888.42 |
Book Value | 34.58 | 25.74 | 21.01 | 18.29 | 16.71 |
Adjusted Book Value | 34.58 | 25.74 | 21.01 | 18.29 | 16.71 |