(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 22985.89 | 22022.03 | 22022.03 | 22022.03 | 20955.36 |
Equity - Authorised | 30000.00 | 30000.00 | 30000.00 | 30000.00 | 30000.00 |
Equity - Issued | 22985.89 | 22022.03 | 22022.03 | 22022.03 | 20955.36 |
Equity Paid Up | 22985.89 | 22022.03 | 22022.03 | 22022.03 | 20955.36 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Reserves | 1250636.57 | 1042743.70 | 976534.56 | 932846.92 | 888417.73 |
Securities Premium | 509033.69 | 460121.88 | 460121.88 | 460121.88 | 443258.03 |
Capital Reserves | 171485.01 | 166738.44 | 166275.61 | 165754.07 | 158744.81 |
Profit & Loss Account Balances | 16.44 | 8.08 | 7.93 | 0.00 | 0.00 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 570101.43 | 415875.31 | 350129.15 | 306970.97 | 286414.89 |
Reserve excluding Revaluation Reserve | 1167552.25 | 959687.40 | 891983.29 | 862360.68 | 816413.61 |
Revaluation Reserves | 83084.32 | 83056.30 | 84551.27 | 70486.24 | 72004.12 |
Deposits | 15666232.83 | 13697128.06 | 12811631.05 | 11462184.50 | 11063324.73 |
Demand Deposits | 751135.16 | 722010.28 | 740280.72 | 819746.13 | 755462.49 |
Savings Deposit | 4984294.12 | 4802983.28 | 4639872.49 | 4516796.05 | 4172367.72 |
Term Deposits / Fixed Deposits | 9930803.55 | 8172134.49 | 7431477.84 | 6125642.31 | 6135494.52 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 837767.15 | 504298.54 | 512917.31 | 456814.09 | 428403.11 |
Borrowings From Reserve Bank of India | 286730.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 5.96 | 1.54 | 5.58 | 494.58 | 41588.26 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 65015.48 | 34581.51 | 69214.93 | 111839.79 | 74503.46 |
Borrowings in the form of Bonds / Debentures | 376450.00 | 389950.00 | 318930.00 | 274090.00 | 249590.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 109565.71 | 79765.48 | 124766.79 | 70389.72 | 62721.39 |
Other Liabilities & Provisions | 404084.87 | 352157.75 | 295208.68 | 274182.68 | 205225.23 |
Bills Payable | 43780.24 | 33134.68 | 36738.18 | 30554.19 | 32084.10 |
Inter-office adjustment Liabilities | 768.89 | 0.00 | 0.00 | 5684.13 | 4303.78 |
Interest Accrued | 44687.64 | 40603.30 | 33229.94 | 27055.87 | 26425.33 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 314848.10 | 278419.76 | 225240.56 | 210888.49 | 142412.03 |
Total Liabilities | 18181707.31 | 15618350.07 | 14618313.62 | 13148050.23 | 12606326.16 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 643046.08 | 650329.12 | 781765.75 | 857361.17 | 439588.28 |
Cash with RBI | 610926.11 | 614987.42 | 744635.76 | 822445.70 | 404808.12 |
Cash in hand & others | 32119.97 | 35341.69 | 37129.99 | 34915.46 | 34780.17 |
Balances with banks and money at call | 844152.34 | 640716.69 | 769322.33 | 469106.56 | 673908.76 |
Investments | 4973112.52 | 4203182.07 | 3959967.16 | 3721677.62 | 3929832.54 |
Investments in India | 4854891.09 | 4133528.84 | 3894428.89 | 3671714.46 | 3878907.90 |
GOI/State Govt. Securities | 4196281.87 | 3720736.73 | 3524152.32 | 3231553.95 | 3437719.75 |
Equity Shares - Corporate | 71958.60 | 28413.00 | 30615.92 | 32648.11 | 41323.33 |
Debentures & Bonds | 384064.09 | 322024.07 | 306222.66 | 334668.29 | 343184.62 |
Subsidiaries and/or joint ventures/Associates | 21136.15 | 24831.64 | 18912.65 | 17152.80 | 16002.80 |
Units - MF/ Insurance/CP/PTC | 181450.38 | 37521.90 | 14523.84 | 55689.80 | 40675.90 |
Other Investments | 0.00 | 1.50 | 1.50 | 1.50 | 1.50 |
Investments outside India | 118221.44 | 69653.23 | 65538.27 | 49963.16 | 50924.64 |
Government securities | 93054.92 | 41099.39 | 38502.67 | 17925.96 | 12418.64 |
Subsidiaries and/or joint ventures abroad | 18196.20 | 22186.96 | 21458.68 | 21088.55 | 20772.80 |
Other investments outside India | 6970.32 | 6366.89 | 5576.93 | 10948.65 | 17733.20 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 10774745.72 | 9344305.92 | 8308339.81 | 7281856.75 | 6742300.80 |
Bills Purchased & Discounted | 59852.39 | 55988.79 | 35802.75 | 13090.48 | 6009.53 |
Cash Credit, Over Draft & Loans repayable | 4480696.63 | 4027448.65 | 3756688.29 | 4425853.61 | 4102805.76 |
Term Loans | 6234196.70 | 5260868.49 | 4515848.78 | 2842912.67 | 2633485.52 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 232437.60 | 243131.70 | 231510.11 | 208769.95 | 203356.74 |
Premises | 113134.51 | 122147.41 | 120871.49 | 105000.13 | 104638.34 |
Assets Given on Lease | 252.39 | 252.39 | 252.39 | 252.39 | 252.39 |
Other Fixed Assets | 119050.71 | 120731.90 | 110386.24 | 103517.44 | 98466.01 |
Less: Accumulated Depreciation | 101903.74 | 119943.96 | 110999.37 | 102033.82 | 93147.76 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 130533.87 | 123187.74 | 120510.75 | 106736.14 | 110208.97 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Assets | 816116.79 | 656628.53 | 678407.82 | 711311.99 | 710486.80 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 185242.66 | 116780.41 | 87578.98 | 79377.35 | 79447.84 |
Tax paid in advance/TDS | 93667.31 | 110615.90 | 131669.35 | 120241.14 | 97917.83 |
Stationery and stamps | 63.74 | 77.93 | 61.54 | 48.17 | 101.90 |
Non-banking assets acquired | 246.66 | 264.50 | 264.50 | 502.10 | 502.14 |
Deferred tax asset | 209396.02 | 227415.30 | 237611.63 | 255128.48 | 270542.01 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 327500.40 | 201474.50 | 221221.82 | 256014.76 | 261975.08 |
Total Assets | 18181707.31 | 15618350.07 | 14618313.62 | 13148050.23 | 12606326.16 |
Contingent Liabilities | 6522444.00 | 2235236.87 | 6444718.77 | 6051800.55 | 3832797.81 |
Claims not acknowledged as debts | 128646.69 | 81342.28 | 95023.24 | 120446.51 | 104243.99 |
Outstanding forward exchange contracts | 5504009.41 | 1327827.01 | 5584423.51 | 5167393.52 | 3014003.61 |
Guarantees given in India | 605932.75 | 544210.38 | 492011.78 | 481740.05 | 511837.90 |
Guarantees given Outside India | 37531.35 | 42984.28 | 46336.38 | 27890.93 | 20857.63 |
Acceptances, endorsements & other obligations | 178869.86 | 181786.26 | 168499.72 | 196315.86 | 132879.65 |
Other Contingent liabilities | 67453.95 | 57086.64 | 58424.14 | 58013.68 | 48975.04 |
Bills for collection | 395129.21 | 360191.16 | 343775.96 | 377860.45 | 404911.61 |
Book Value | 103.59 | 89.16 | 83.01 | 80.32 | 79.92 |
Adjusted Book Value | 103.59 | 89.16 | 83.01 | 80.32 | 79.92 |