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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
Indian Overseas Bank
BSE Code 532388
ISIN Demat INE565A01014
Book Value 17.70
NSE Code IOB
Dividend Yield % 0.00
Market Cap 678987.36
P/E 13.04
EPS 2.70
Face Value 10  
(Rs. in Millions)
ParticularsMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital192565.90  192565.90  189024.12  189024.12  189024.12  
    Equity - Authorised250000.00  250000.00  250000.00  250000.00  250000.00  
    Equity - Issued192565.90  192565.90  189024.12  189024.12  189024.12  
    Equity Paid Up192565.90  192565.90  189024.12  189024.12  189024.12  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings0.00  0.00  0.00  0.00  0.00  
Total Reserves182587.42  132843.30  90398.89  63605.33  40979.85  
    Securities Premium96365.01  96365.01  85579.01  85579.01  85579.01  
    Capital Reserves24342.92  23667.31  23230.01  23106.66  22870.71  
    Profit & Loss Account Balances-87333.42  -125333.25  -144692.92  -164486.99  -179992.88  
    General Reserves-13155.72  -13155.72  0.00  0.00  0.00  
    Other Reserves162368.64  151299.95  126282.78  119406.64  112523.00  
Reserve excluding Revaluation Reserve148248.54  99113.59  63172.54  36073.79  13484.23  
Revaluation Reserves34338.89  33729.71  27226.35  27531.54  27495.61  
Deposits3681912.54  3112041.76  2859053.78  2608832.91  2621589.25  
    Demand Deposits263708.19  273919.75  229189.70  166702.59  173758.37  
    Savings Deposit1245647.74  1080348.20  1025893.21  974425.46  965008.34  
    Term Deposits / Fixed Deposits2172556.61  1757773.80  1603970.88  1467704.86  1482822.54  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings516025.72  422276.63  303871.66  208037.72  30706.37  
    Borrowings From Reserve Bank of India0.00  19460.00  70000.00  0.00  0.00  
    Borrowings From Other Banks25605.45  33669.50  21186.75  0.00  0.00  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions280867.71  205996.63  121219.70  154288.24  1840.00  
    Borrowings in the form of Bonds / Debentures31650.00  21650.00  21650.00  24650.00  22650.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India177902.56  141500.50  69815.21  29099.48  6216.37  
Other Liabilities & Provisions160106.99  90442.08  77987.74  67839.79  111472.11  
    Bills Payable13976.21  6285.20  8117.31  8187.93  7007.69  
    Inter-office adjustment Liabilities0.00  0.00  0.00  0.00  35559.37  
    Interest Accrued10997.93  10037.21  4025.03  2799.24  414.37  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions135132.86  74119.67  65845.40  56852.62  68490.68  
Total Liabilities4733198.57  3950169.66  3520336.19  3137339.86  2993771.69  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India166059.29  181155.48  169045.63  171480.95  227489.94  
    Cash with RBI151689.37  168803.99  156409.46  160236.76  215950.94  
    Cash in hand & others14369.92  12351.50  12636.17  11244.19  11539.00  
Balances with banks and money at call86166.45  29547.16  16498.56  34587.27  140241.99  
Investments1198095.33  1110448.36  996320.82  941704.10  981793.13  
Investments in India1157304.34  1070191.36  954766.53  900423.54  939917.82  
    GOI/State Govt. Securities1096026.57  1015658.43  916521.37  866030.07  883086.39  
    Equity Shares - Corporate11611.92  11517.20  6026.69  11352.89  13721.81  
    Debentures & Bonds31799.82  30722.30  25429.43  22142.35  31061.27  
    Subsidiaries and/or joint ventures/Associates12193.66  6156.47  6069.02  0.00  0.00  
    Units - MF/ Insurance/CP/PTC5672.38  6136.96  710.08  888.33  12038.45  
    Other Investments0.00  0.00  9.95  9.90  9.90  
Investments outside India40791.00  40257.01  41554.29  41280.57  41875.30  
    Government securities39311.52  36999.86  38347.91  37101.84  36349.69  
    Subsidiaries and/or joint ventures abroad0.00  1934.42  1934.42  1934.42  1934.42  
    Other investments outside India1479.48  1322.73  1271.96  2244.31  3591.19  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances3066218.15  2455551.68  2133188.09  1780525.74  1442435.25  
    Bills Purchased & Discounted92511.14  108694.07  83328.95  45668.53  29027.00  
    Cash Credit, Over Draft & Loans repayable1727822.48  920801.81  771519.24  773581.27  446007.72  
    Term Loans1245884.53  1426055.81  1278339.90  961275.93  967400.53  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block92183.94  86805.90  75318.27  72751.99  66937.87  
    Premises57255.57  55007.33  45761.61  45719.60  44913.08  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets34928.37  31798.57  29556.67  27032.39  22024.79  
Less: Accumulated Depreciation42112.05  41000.07  38065.50  35653.10  33290.01  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block50071.89  45805.83  37252.77  37098.89  33647.86  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress673.54  742.39  144.79  0.88  1.11  
Other Assets165913.92  126918.76  167885.53  171942.03  168162.42  
    Inter-office adjustment Assets15960.96  1746.84  305.14  7351.26  0.00  
    Interest Accrued Assets66094.15  51491.24  41538.97  36204.72  30927.86  
    Tax paid in advance/TDS17994.20  23154.46  54505.42  45225.99  41306.35  
    Stationery and stamps36.59  34.91  25.19  39.41  34.37  
    Non-banking assets acquired0.00  0.02  2242.75  2100.15  2100.15  
    Deferred tax asset0.00  0.00  0.00  0.00  0.00  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others65828.03  50491.31  69268.07  81020.51  93793.69  
Total Assets4733198.57  3950169.66  3520336.19  3137339.86  2993771.69  
Contingent Liabilities1532827.38  1594051.65  1957421.56  1961314.50  979989.02  
    Claims not acknowledged as debts89.60  80.32  97856.29  109731.99  75537.74  
    Outstanding forward exchange contracts1148414.03  1297066.04  1659989.18  1656349.52  687717.48  
    Guarantees given in India217761.25  147131.54  131378.68  117464.03  127048.55  
    Guarantees given Outside India3235.67  1796.31  1577.87  3717.62  4145.28  
    Acceptances, endorsements & other obligations70973.83  60747.46  45572.76  55302.86  58186.64  
    Other Contingent liabilities92353.01  87230.00  21046.79  18748.48  27353.32  
Bills for collection183839.62  170883.35  191190.06  195478.58  172162.20  
Book Value17.70  15.15  13.34  11.91  10.71  
Adjusted Book Value17.70  15.15  13.34  11.91  10.71  
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