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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
Indian Overseas Bank
BSE Code 532388
ISIN Demat INE565A01014
Book Value 15.15
NSE Code IOB
Dividend Yield % 0.00
Market Cap 767375.10
P/E 23.01
EPS 1.73
Face Value 10  
(Rs. in Millions)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital192565.90  189024.12  189024.12  189024.12  164369.88  
    Equity - Authorised250000.00  250000.00  250000.00  250000.00  250000.00  
    Equity - Issued192565.90  189024.12  189024.12  189024.12  164369.88  
    Equity Paid Up192565.90  189024.12  189024.12  189024.12  164369.88  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings0.00  0.00  0.00  0.00  0.00  
Total Reserves132843.30  90398.89  63605.33  40979.85  5078.23  
    Securities Premium96365.01  85579.01  85579.01  85579.01  69233.25  
    Capital Reserves23667.31  23230.01  23106.66  22870.71  23173.26  
    Profit & Loss Account Balances-125333.25  -144692.92  -164486.99  -179992.88  -188138.62  
    General Reserves-13155.72  0.00  0.00  0.00  0.00  
    Other Reserves151299.95  126282.78  119406.64  112523.00  100810.34  
Reserve excluding Revaluation Reserve99113.59  63172.54  36073.79  13484.23  -17126.36  
Revaluation Reserves33729.71  27226.35  27531.54  27495.61  22204.59  
Deposits3119388.24  2859053.78  2608832.91  2621589.25  2402882.96  
    Demand Deposits281266.23  229189.70  166702.59  173758.37  162068.28  
    Savings Deposit1080348.20  1025893.21  974425.46  965008.34  859581.50  
    Term Deposits / Fixed Deposits1757773.80  1603970.88  1467704.86  1482822.54  1381233.17  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings422276.63  303871.66  208037.72  30706.37  36715.77  
    Borrowings From Reserve Bank of India19460.00  70000.00  0.00  0.00  0.00  
    Borrowings From Other Banks33669.50  21186.75  0.00  0.00  0.00  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions205996.63  121219.70  154288.24  1840.00  5065.00  
    Borrowings in the form of Bonds / Debentures21650.00  21650.00  24650.00  22650.00  16000.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India141500.50  69815.21  29099.48  6216.37  15650.77  
Other Liabilities & Provisions83075.37  77987.74  67839.79  111472.11  131056.71  
    Bills Payable6285.20  8117.31  8187.93  7007.69  6592.60  
    Inter-office adjustment Liabilities0.00  0.00  0.00  35559.37  22523.59  
    Interest Accrued2676.51  4025.03  2799.24  414.37  402.24  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions74113.66  65845.40  56852.62  68490.68  101538.28  
Total Liabilities3950149.43  3520336.19  3137339.86  2993771.69  2740103.54  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India181155.48  169045.63  171480.95  227489.94  121882.54  
    Cash with RBI168803.99  156409.46  160236.76  215950.94  112284.20  
    Cash in hand & others12351.50  12636.17  11244.19  11539.00  9598.34  
Balances with banks and money at call29547.16  16498.56  34587.27  140241.99  185880.83  
Investments1110448.36  996320.82  941704.10  981793.13  954942.24  
Investments in India1070191.36  954766.53  900423.54  939917.82  917749.51  
    GOI/State Govt. Securities1015658.43  916521.37  866030.07  883086.39  855805.02  
    Equity Shares - Corporate11517.20  6026.69  11352.89  13721.81  11429.80  
    Debentures & Bonds30722.30  25429.43  22142.35  31061.27  34034.33  
    Subsidiaries and/or joint ventures/Associates6156.47  6069.02  0.00  0.00  0.00  
    Units - MF/ Insurance/CP/PTC6136.96  710.08  888.33  12038.45  16470.46  
    Other Investments0.00  9.95  9.90  9.90  9.90  
Investments outside India40257.01  41554.29  41280.57  41875.30  37192.73  
    Government securities36999.86  38347.91  37101.84  36349.69  32255.93  
    Subsidiaries and/or joint ventures abroad1934.42  1934.42  1934.42  1934.42  1934.42  
    Other investments outside India1322.73  1271.96  2244.31  3591.19  3002.38  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances2455551.68  2133188.09  1780525.74  1442435.25  1277206.53  
    Bills Purchased & Discounted108694.07  83328.95  45668.53  29027.00  16420.11  
    Cash Credit, Over Draft & Loans repayable920801.81  771519.24  773581.27  446007.72  456629.25  
    Term Loans1426055.81  1278339.90  961275.93  967400.53  804157.17  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block86805.90  75318.27  72751.99  66937.87  60867.10  
    Premises55007.33  45761.61  45719.60  44913.08  39734.96  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets31798.57  29556.67  27032.39  22024.79  21132.14  
Less: Accumulated Depreciation41000.07  38065.50  35653.10  33290.01  31690.47  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block45805.83  37252.77  37098.89  33647.86  29176.63  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress742.39  144.79  0.88  1.11  11.16  
Other Assets126898.53  167885.53  171942.03  168162.42  171003.61  
    Inter-office adjustment Assets1746.83  305.14  7351.26  0.00  0.00  
    Interest Accrued Assets51491.24  41538.97  36204.72  30927.86  34645.18  
    Tax paid in advance/TDS23154.46  54505.42  45225.99  41306.35  34520.61  
    Stationery and stamps34.91  25.19  39.41  34.37  40.66  
    Non-banking assets acquired0.02  2242.75  2100.15  2100.15  2100.15  
    Deferred tax asset0.00  0.00  0.00  0.00  0.00  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others50471.07  69268.07  81020.51  93793.69  99697.00  
Total Assets3950149.43  3520336.19  3137339.86  2993771.69  2740103.54  
Contingent Liabilities1594051.65  1957421.56  1961314.50  979989.02  682764.45  
    Claims not acknowledged as debts59652.29  97856.29  109731.99  75537.74  57598.11  
    Outstanding forward exchange contracts1297066.04  1659989.18  1656349.52  687717.48  435845.29  
    Guarantees given in India147131.54  131378.68  117464.03  127048.55  116104.64  
    Guarantees given Outside India1796.31  1577.87  3717.62  4145.28  3985.21  
    Acceptances, endorsements & other obligations60747.46  45572.76  55302.86  58186.64  43904.52  
    Other Contingent liabilities27658.03  21046.79  18748.48  27353.32  25326.68  
Bills for collection170883.35  191190.06  195478.58  172162.20  155478.91  
Book Value15.15  13.34  11.91  10.71  8.96  
Adjusted Book Value15.15  13.34  11.91  10.71  8.96  
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