(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 192565.90 | 189024.12 | 189024.12 | 189024.12 | 164369.88 |
Equity - Authorised | 250000.00 | 250000.00 | 250000.00 | 250000.00 | 250000.00 |
Equity - Issued | 192565.90 | 189024.12 | 189024.12 | 189024.12 | 164369.88 |
Equity Paid Up | 192565.90 | 189024.12 | 189024.12 | 189024.12 | 164369.88 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Reserves | 132843.30 | 90398.89 | 63605.33 | 40979.85 | 5078.23 |
Securities Premium | 96365.01 | 85579.01 | 85579.01 | 85579.01 | 69233.25 |
Capital Reserves | 23667.31 | 23230.01 | 23106.66 | 22870.71 | 23173.26 |
Profit & Loss Account Balances | -125333.25 | -144692.92 | -164486.99 | -179992.88 | -188138.62 |
General Reserves | -13155.72 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 151299.95 | 126282.78 | 119406.64 | 112523.00 | 100810.34 |
Reserve excluding Revaluation Reserve | 99113.59 | 63172.54 | 36073.79 | 13484.23 | -17126.36 |
Revaluation Reserves | 33729.71 | 27226.35 | 27531.54 | 27495.61 | 22204.59 |
Deposits | 3119388.24 | 2859053.78 | 2608832.91 | 2621589.25 | 2402882.96 |
Demand Deposits | 281266.23 | 229189.70 | 166702.59 | 173758.37 | 162068.28 |
Savings Deposit | 1080348.20 | 1025893.21 | 974425.46 | 965008.34 | 859581.50 |
Term Deposits / Fixed Deposits | 1757773.80 | 1603970.88 | 1467704.86 | 1482822.54 | 1381233.17 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 422276.63 | 303871.66 | 208037.72 | 30706.37 | 36715.77 |
Borrowings From Reserve Bank of India | 19460.00 | 70000.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 33669.50 | 21186.75 | 0.00 | 0.00 | 0.00 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 205996.63 | 121219.70 | 154288.24 | 1840.00 | 5065.00 |
Borrowings in the form of Bonds / Debentures | 21650.00 | 21650.00 | 24650.00 | 22650.00 | 16000.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 141500.50 | 69815.21 | 29099.48 | 6216.37 | 15650.77 |
Other Liabilities & Provisions | 83075.37 | 77987.74 | 67839.79 | 111472.11 | 131056.71 |
Bills Payable | 6285.20 | 8117.31 | 8187.93 | 7007.69 | 6592.60 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 35559.37 | 22523.59 |
Interest Accrued | 2676.51 | 4025.03 | 2799.24 | 414.37 | 402.24 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 74113.66 | 65845.40 | 56852.62 | 68490.68 | 101538.28 |
Total Liabilities | 3950149.43 | 3520336.19 | 3137339.86 | 2993771.69 | 2740103.54 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 181155.48 | 169045.63 | 171480.95 | 227489.94 | 121882.54 |
Cash with RBI | 168803.99 | 156409.46 | 160236.76 | 215950.94 | 112284.20 |
Cash in hand & others | 12351.50 | 12636.17 | 11244.19 | 11539.00 | 9598.34 |
Balances with banks and money at call | 29547.16 | 16498.56 | 34587.27 | 140241.99 | 185880.83 |
Investments | 1110448.36 | 996320.82 | 941704.10 | 981793.13 | 954942.24 |
Investments in India | 1070191.36 | 954766.53 | 900423.54 | 939917.82 | 917749.51 |
GOI/State Govt. Securities | 1015658.43 | 916521.37 | 866030.07 | 883086.39 | 855805.02 |
Equity Shares - Corporate | 11517.20 | 6026.69 | 11352.89 | 13721.81 | 11429.80 |
Debentures & Bonds | 30722.30 | 25429.43 | 22142.35 | 31061.27 | 34034.33 |
Subsidiaries and/or joint ventures/Associates | 6156.47 | 6069.02 | 0.00 | 0.00 | 0.00 |
Units - MF/ Insurance/CP/PTC | 6136.96 | 710.08 | 888.33 | 12038.45 | 16470.46 |
Other Investments | 0.00 | 9.95 | 9.90 | 9.90 | 9.90 |
Investments outside India | 40257.01 | 41554.29 | 41280.57 | 41875.30 | 37192.73 |
Government securities | 36999.86 | 38347.91 | 37101.84 | 36349.69 | 32255.93 |
Subsidiaries and/or joint ventures abroad | 1934.42 | 1934.42 | 1934.42 | 1934.42 | 1934.42 |
Other investments outside India | 1322.73 | 1271.96 | 2244.31 | 3591.19 | 3002.38 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 2455551.68 | 2133188.09 | 1780525.74 | 1442435.25 | 1277206.53 |
Bills Purchased & Discounted | 108694.07 | 83328.95 | 45668.53 | 29027.00 | 16420.11 |
Cash Credit, Over Draft & Loans repayable | 920801.81 | 771519.24 | 773581.27 | 446007.72 | 456629.25 |
Term Loans | 1426055.81 | 1278339.90 | 961275.93 | 967400.53 | 804157.17 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 86805.90 | 75318.27 | 72751.99 | 66937.87 | 60867.10 |
Premises | 55007.33 | 45761.61 | 45719.60 | 44913.08 | 39734.96 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 31798.57 | 29556.67 | 27032.39 | 22024.79 | 21132.14 |
Less: Accumulated Depreciation | 41000.07 | 38065.50 | 35653.10 | 33290.01 | 31690.47 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 45805.83 | 37252.77 | 37098.89 | 33647.86 | 29176.63 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 742.39 | 144.79 | 0.88 | 1.11 | 11.16 |
Other Assets | 126898.53 | 167885.53 | 171942.03 | 168162.42 | 171003.61 |
Inter-office adjustment Assets | 1746.83 | 305.14 | 7351.26 | 0.00 | 0.00 |
Interest Accrued Assets | 51491.24 | 41538.97 | 36204.72 | 30927.86 | 34645.18 |
Tax paid in advance/TDS | 23154.46 | 54505.42 | 45225.99 | 41306.35 | 34520.61 |
Stationery and stamps | 34.91 | 25.19 | 39.41 | 34.37 | 40.66 |
Non-banking assets acquired | 0.02 | 2242.75 | 2100.15 | 2100.15 | 2100.15 |
Deferred tax asset | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 50471.07 | 69268.07 | 81020.51 | 93793.69 | 99697.00 |
Total Assets | 3950149.43 | 3520336.19 | 3137339.86 | 2993771.69 | 2740103.54 |
Contingent Liabilities | 1594051.65 | 1957421.56 | 1961314.50 | 979989.02 | 682764.45 |
Claims not acknowledged as debts | 59652.29 | 97856.29 | 109731.99 | 75537.74 | 57598.11 |
Outstanding forward exchange contracts | 1297066.04 | 1659989.18 | 1656349.52 | 687717.48 | 435845.29 |
Guarantees given in India | 147131.54 | 131378.68 | 117464.03 | 127048.55 | 116104.64 |
Guarantees given Outside India | 1796.31 | 1577.87 | 3717.62 | 4145.28 | 3985.21 |
Acceptances, endorsements & other obligations | 60747.46 | 45572.76 | 55302.86 | 58186.64 | 43904.52 |
Other Contingent liabilities | 27658.03 | 21046.79 | 18748.48 | 27353.32 | 25326.68 |
Bills for collection | 170883.35 | 191190.06 | 195478.58 | 172162.20 | 155478.91 |
Book Value | 15.15 | 13.34 | 11.91 | 10.71 | 8.96 |
Adjusted Book Value | 15.15 | 13.34 | 11.91 | 10.71 | 8.96 |