(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 6194.74 | 6173.14 | 6153.70 | 6139.50 | 6127.50 |
Equity - Authorised | 8500.00 | 8500.00 | 8500.00 | 8500.00 | 8500.00 |
Equity - Issued | 6194.74 | 6173.14 | 6153.70 | 6139.50 | 6127.50 |
Equity Paid Up | 6194.74 | 6173.14 | 6153.70 | 6139.50 | 6127.50 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Share Warrants & Outstandings | 11081.83 | 8265.77 | 4234.12 | 1485.96 | 0.00 |
Total Reserves | 1779974.72 | 1496176.85 | 1243778.75 | 1144115.12 | 1009902.61 |
Securities Premium | 533155.61 | 524974.61 | 518932.24 | 515052.43 | 512293.88 |
Capital Reserves | 41439.28 | 39295.83 | 37900.32 | 37221.90 | 32811.48 |
Profit & Loss Account Balances | 782380.02 | 602540.56 | 441449.30 | 381006.59 | 299575.96 |
General Reserves | 18262.42 | 3581.14 | 3559.15 | 3543.10 | 3543.10 |
Other Reserves | 404737.39 | 325784.71 | 241937.74 | 207291.10 | 161678.19 |
Reserve excluding Revaluation Reserve | 1779974.72 | 1496176.85 | 1243778.75 | 1144115.12 | 1009902.61 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 11729520.22 | 10686413.92 | 9469452.10 | 8219715.46 | 6979852.90 |
Demand Deposits | 1667986.84 | 1572680.19 | 1491204.98 | 1275567.87 | 1132761.75 |
Savings Deposit | 3113893.25 | 3021325.80 | 2974159.72 | 2424492.47 | 2044725.28 |
Term Deposits / Fixed Deposits | 6947640.13 | 6092407.93 | 5004087.40 | 4519655.12 | 3802365.87 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 1841465.17 | 1968117.50 | 1863000.39 | 1851338.63 | 1428731.60 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 77690.00 | 181020.00 | 181020.00 |
Borrowings From Other Banks | 7201.71 | 50.00 | 50.00 | 0.00 | 355.00 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 1263886.83 | 1371491.63 | 1174332.70 | 950646.82 | 602225.57 |
Borrowings in the form of Bonds / Debentures | 227300.00 | 235800.00 | 235800.00 | 175800.00 | 245050.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 343076.62 | 360775.87 | 375127.69 | 543871.81 | 400081.03 |
Other Liabilities & Provisions | 731062.13 | 606938.82 | 586636.26 | 531492.83 | 443361.71 |
Bills Payable | 61937.96 | 67138.90 | 95438.11 | 84993.58 | 70326.55 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 33198.44 | 32427.82 | 37259.30 | 42397.58 | 33368.88 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 635925.72 | 507372.10 | 453938.86 | 404101.67 | 339666.28 |
Total Liabilities | 16099298.79 | 14772086.01 | 13173255.32 | 11754287.50 | 9867976.31 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 736384.37 | 860774.85 | 661177.57 | 940345.06 | 518085.59 |
Cash with RBI | 655645.02 | 764426.78 | 564518.79 | 841944.16 | 391354.09 |
Cash in hand & others | 80739.35 | 96348.07 | 96658.77 | 98400.90 | 126731.50 |
Balances with banks and money at call | 260936.56 | 283769.03 | 402930.51 | 169526.23 | 99212.62 |
Investments | 3961417.94 | 3315272.50 | 2888148.34 | 2755972.01 | 2261196.21 |
Investments in India | 3803446.50 | 3215301.68 | 2797804.64 | 2693337.67 | 2216578.55 |
GOI/State Govt. Securities | 2926402.42 | 2383945.62 | 2192665.56 | 2190931.48 | 1807028.38 |
Equity Shares - Corporate | 25697.39 | 11315.20 | 17580.04 | 17589.67 | 12135.32 |
Debentures & Bonds | 729593.79 | 738537.05 | 547642.63 | 449048.28 | 347312.01 |
Subsidiaries and/or joint ventures/Associates | 64926.91 | 34971.31 | 26222.94 | 22156.46 | 18161.82 |
Units - MF/ Insurance/CP/PTC | 56825.99 | 46532.50 | 13693.48 | 13611.79 | 31941.02 |
Other Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments outside India | 157971.44 | 99970.81 | 90343.70 | 62634.34 | 44617.66 |
Government securities | 154352.67 | 94218.60 | 84876.43 | 56697.63 | 34872.15 |
Subsidiaries and/or joint ventures abroad | 30.21 | 3322.98 | 3322.98 | 3322.98 | 4833.43 |
Other investments outside India | 3588.57 | 2429.23 | 2144.29 | 2613.72 | 4912.08 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 10408113.20 | 9650683.84 | 8453028.41 | 7079465.92 | 6143993.98 |
Bills Purchased & Discounted | 168182.35 | 164382.00 | 184228.64 | 355757.98 | 224469.73 |
Cash Credit, Over Draft & Loans repayable | 3235795.30 | 2735199.39 | 2427484.78 | 1884280.54 | 1784050.09 |
Term Loans | 7004135.55 | 6751102.46 | 5841314.98 | 4839427.40 | 4135474.16 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 276142.82 | 258060.91 | 239698.05 | 108443.86 | 97882.38 |
Premises | 20221.46 | 20221.46 | 18731.46 | 18720.11 | 18377.02 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 255921.36 | 237839.45 | 220966.58 | 89723.75 | 79505.36 |
Less: Accumulated Depreciation | 214237.78 | 203638.62 | 193724.02 | 64811.62 | 56529.14 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 61905.04 | 54422.30 | 45974.03 | 43632.23 | 41353.24 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 1011.95 | 2423.46 | 1364.49 | 2091.27 | 1097.02 |
Other Assets | 669529.74 | 604740.04 | 720631.98 | 763254.78 | 803037.64 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 139696.83 | 114374.58 | 100646.38 | 84649.25 | 80915.33 |
Tax paid in advance/TDS | 11053.46 | 781.02 | 6123.81 | 7193.92 | 8401.31 |
Stationery and stamps | 34.65 | 27.60 | 13.27 | 6.29 | 4.65 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 44410.10 | 53123.00 | 63265.60 | 73618.40 | 75197.70 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 474334.70 | 436433.86 | 550582.93 | 597786.93 | 638518.66 |
Total Assets | 16099298.79 | 14772086.01 | 13173255.32 | 11754287.50 | 9867976.31 |
Contingent Liabilities | 28756480.92 | 19088924.57 | 14412489.36 | 12921045.73 | 10526588.11 |
Claims not acknowledged as debts | 14772.17 | 24534.31 | 19946.68 | 9516.73 | 20538.60 |
Outstanding forward exchange contracts | 12565884.62 | 8403866.79 | 6048352.66 | 5178033.67 | 5101178.78 |
Guarantees given in India | 1216989.03 | 1068121.92 | 917637.81 | 724358.60 | 729652.49 |
Guarantees given Outside India | 194901.13 | 213150.83 | 105994.49 | 72919.87 | 78656.25 |
Acceptances, endorsements & other obligations | 553414.27 | 590875.14 | 523615.33 | 569415.45 | 378058.44 |
Other Contingent liabilities | 14210519.70 | 8788375.58 | 6796942.39 | 6366801.40 | 4218503.55 |
Bills for collection | 769311.99 | 736251.01 | 681765.46 | 669474.38 | 503752.66 |
Book Value | 576.67 | 486.74 | 406.24 | 374.71 | 331.63 |
Adjusted Book Value | 576.67 | 486.74 | 406.24 | 374.71 | 331.63 |