(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 740.99 | 740.67 | 740.42 | 739.59 | 738.82 |
Equity - Authorised | 1000.00 | 1000.00 | 1000.00 | 1000.00 | 1000.00 |
Equity - Issued | 740.99 | 740.67 | 740.42 | 739.59 | 738.82 |
Equity Paid Up | 740.99 | 740.67 | 740.42 | 739.59 | 738.82 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Reserves | 93925.19 | 83273.64 | 73831.69 | 65117.47 | 57685.94 |
Securities Premium | 9085.16 | 9042.92 | 9017.86 | 8938.85 | 8871.76 |
Capital Reserves | 3373.10 | 3263.20 | 3196.25 | 3157.61 | 3115.04 |
Profit & Loss Account Balances | 1541.08 | 1125.73 | 1090.78 | 994.21 | 614.55 |
General Reserves | 44112.42 | 38715.00 | 33165.00 | 28365.00 | 24182.80 |
Other Reserves | 35813.42 | 31126.80 | 27361.80 | 23661.80 | 20901.80 |
Reserve excluding Revaluation Reserve | 93925.19 | 83273.64 | 73831.69 | 65117.47 | 57685.94 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 635259.54 | 556566.41 | 523978.58 | 476896.70 | 445373.64 |
Demand Deposits | 60737.42 | 54888.40 | 47637.04 | 46192.63 | 37537.15 |
Savings Deposit | 120451.40 | 115613.15 | 108931.89 | 109101.01 | 92277.23 |
Term Deposits / Fixed Deposits | 454070.72 | 386064.86 | 367409.65 | 321603.07 | 315559.26 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 21694.10 | 47241.58 | 46880.95 | 53118.24 | 13456.96 |
Borrowings From Reserve Bank of India | 3790.00 | 13520.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 0.00 | 18.56 | 0.00 | 0.00 | 0.00 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 17904.10 | 33703.01 | 44826.70 | 53118.24 | 13456.96 |
Borrowings in the form of Bonds / Debentures | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 0.00 | 0.00 | 2054.25 | 0.00 | 0.00 |
Other Liabilities & Provisions | 24612.34 | 20436.38 | 20513.99 | 19437.16 | 15861.48 |
Bills Payable | 4727.62 | 3099.11 | 3721.43 | 4749.78 | 1847.14 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 3694.11 | 3189.49 | 2830.13 | 2184.46 | 2309.56 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 16190.60 | 14147.79 | 13962.43 | 12502.92 | 11704.78 |
Total Liabilities | 776232.15 | 708258.69 | 665945.62 | 615309.15 | 533116.83 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 38745.74 | 46154.03 | 33023.60 | 29650.97 | 27927.11 |
Cash with RBI | 30926.96 | 36436.35 | 26110.41 | 21421.15 | 19972.67 |
Cash in hand & others | 7818.78 | 9717.68 | 6913.18 | 8229.81 | 7954.43 |
Balances with banks and money at call | 14159.69 | 23281.24 | 33469.15 | 37218.33 | 28223.50 |
Investments | 173361.44 | 156641.11 | 143326.28 | 122212.25 | 94359.44 |
Investments in India | 173356.99 | 156638.93 | 143324.10 | 122210.07 | 94359.44 |
GOI/State Govt. Securities | 171855.37 | 155163.13 | 142464.94 | 121308.92 | 93308.83 |
Equity Shares - Corporate | 193.19 | 48.10 | 52.84 | 34.35 | 36.56 |
Debentures & Bonds | 1034.35 | 1118.74 | 803.39 | 588.78 | 417.77 |
Subsidiaries and/or joint ventures/Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Units - MF/ Insurance/CP/PTC | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Investments | 274.08 | 308.96 | 2.94 | 278.02 | 596.29 |
Investments outside India | 4.44 | 2.18 | 2.18 | 2.18 | 0.00 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 4.44 | 2.18 | 2.18 | 2.18 | 0.00 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 520812.55 | 455257.19 | 430533.46 | 403584.68 | 361578.29 |
Bills Purchased & Discounted | 1762.74 | 1229.64 | 1756.65 | 2183.53 | 2101.36 |
Cash Credit, Over Draft & Loans repayable | 341919.00 | 302001.76 | 273838.57 | 247553.20 | 219549.96 |
Term Loans | 177130.81 | 152025.79 | 154938.25 | 153847.95 | 139926.97 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 11552.93 | 10354.99 | 9389.02 | 8604.34 | 7974.52 |
Premises | 993.04 | 866.03 | 666.17 | 666.17 | 684.04 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 10559.88 | 9488.96 | 8722.85 | 7938.17 | 7290.48 |
Less: Accumulated Depreciation | 8329.54 | 7651.26 | 6995.77 | 6457.79 | 5647.62 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 3223.39 | 2703.73 | 2393.25 | 2146.55 | 2326.90 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Assets | 25929.36 | 24221.38 | 23199.88 | 20496.37 | 18701.60 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 3151.98 | 2123.34 | 1660.14 | 1412.34 | 1058.70 |
Tax paid in advance/TDS | 11638.31 | 12464.69 | 11093.49 | 10450.15 | 9856.29 |
Stationery and stamps | 8.49 | 8.47 | 6.64 | 5.88 | 7.11 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 11130.58 | 9624.89 | 10439.61 | 8628.02 | 7779.51 |
Total Assets | 776232.15 | 708258.69 | 665945.62 | 615309.15 | 533116.83 |
Contingent Liabilities | 102921.42 | 78470.01 | 102636.59 | 92957.30 | 81915.42 |
Claims not acknowledged as debts | 129.82 | 89.61 | 55.97 | 82.44 | 81.21 |
Outstanding forward exchange contracts | 74247.59 | 56976.73 | 83220.14 | 74447.78 | 63383.44 |
Guarantees given in India | 18191.54 | 18019.49 | 15732.86 | 14134.95 | 14386.65 |
Guarantees given Outside India | 233.07 | 198.72 | 131.42 | 153.93 | 134.80 |
Acceptances, endorsements & other obligations | 2203.60 | 2218.18 | 2740.12 | 3507.83 | 3409.97 |
Other Contingent liabilities | 7915.81 | 967.28 | 756.08 | 630.38 | 519.36 |
Bills for collection | 4996.12 | 4699.06 | 4010.83 | 4090.18 | 3726.23 |
Book Value | 127.76 | 113.43 | 100.72 | 89.05 | 79.08 |
Adjusted Book Value | 127.76 | 113.43 | 100.72 | 89.05 | 79.08 |