(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 1101.33 | 1101.33 | 1031.62 | 933.03 | 713.59 |
Equity - Authorised | 1850.00 | 1850.00 | 1850.00 | 1850.00 | 2500.00 |
Equity - Issued | 1101.40 | 1101.40 | 1031.70 | 933.11 | 713.67 |
Equity Paid Up | 1101.18 | 1101.18 | 1031.48 | 932.89 | 713.45 |
Equity Shares Forfeited | 0.14 | 0.14 | 0.14 | 0.14 | 0.14 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 935.00 | 0.00 |
Total Reserves | 141418.11 | 121255.50 | 98400.76 | 79203.63 | 67542.48 |
Securities Premium | 29194.96 | 29194.50 | 21824.16 | 17604.65 | 10959.12 |
Capital Reserves | 2888.47 | 2888.47 | 2888.47 | 2888.47 | 2553.33 |
Profit & Loss Account Balances | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 109334.68 | 89172.52 | 73688.13 | 58710.51 | 54030.03 |
Reserve excluding Revaluation Reserve | 129031.25 | 108566.37 | 85588.13 | 69705.18 | 57816.30 |
Revaluation Reserves | 12386.86 | 12689.12 | 12812.63 | 9498.45 | 9726.18 |
Deposits | 1485694.59 | 1347763.17 | 1220377.38 | 1147103.80 | 1080611.50 |
Demand Deposits | 162396.64 | 148237.58 | 139932.30 | 143976.88 | 138708.81 |
Savings Deposit | 536037.52 | 532488.53 | 520247.50 | 504769.22 | 475540.59 |
Term Deposits / Fixed Deposits | 787260.43 | 667037.06 | 560197.59 | 498357.70 | 466362.09 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 23828.44 | 28850.02 | 28923.06 | 23708.17 | 20151.97 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 18.44 | 40.02 | 113.06 | 108.17 | 151.97 |
Borrowings in the form of Bonds / Debentures | 23810.00 | 28810.00 | 28810.00 | 23600.00 | 20000.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 42642.19 | 46295.89 | 110889.77 | 54140.49 | 33899.92 |
Bills Payable | 2670.74 | 3826.53 | 2985.30 | 2710.59 | 2773.45 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 1355.22 | 1450.49 | 289.48 | 180.43 | 198.25 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 38616.23 | 41018.87 | 107614.99 | 51249.47 | 30928.23 |
Total Liabilities | 1694684.66 | 1545265.90 | 1459622.59 | 1306024.12 | 1202919.46 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 73854.77 | 72500.80 | 77940.58 | 77502.03 | 36853.33 |
Cash with RBI | 67395.13 | 66344.79 | 71567.50 | 71341.74 | 31673.96 |
Cash in hand & others | 6459.64 | 6156.01 | 6373.08 | 6160.29 | 5179.36 |
Balances with banks and money at call | 23743.73 | 9274.03 | 10846.04 | 10348.44 | 58122.60 |
Investments | 412126.57 | 349867.09 | 348291.52 | 338349.88 | 308142.44 |
Investments in India | 412126.57 | 349867.09 | 348291.52 | 338349.88 | 308142.44 |
GOI/State Govt. Securities | 320829.70 | 299205.67 | 291558.27 | 304126.19 | 302809.86 |
Equity Shares - Corporate | 963.70 | 1005.29 | 1018.56 | 1094.17 | 1023.43 |
Debentures & Bonds | 25805.99 | 7566.74 | 7145.44 | 2077.46 | 3572.99 |
Subsidiaries and/or joint ventures/Associates | 400.00 | 400.00 | 400.00 | 200.00 | 160.00 |
Units - MF/ Insurance/CP/PTC | 58.15 | 0.24 | 0.24 | 0.00 | 0.24 |
Other Investments | 64069.03 | 41689.15 | 48169.01 | 30852.06 | 575.92 |
Investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 1041987.19 | 937625.11 | 822854.51 | 704006.75 | 668417.32 |
Bills Purchased & Discounted | 1811.84 | 1861.70 | 2123.23 | 2418.98 | 3225.83 |
Cash Credit, Over Draft & Loans repayable | 315708.78 | 267253.70 | 252298.29 | 238597.47 | 215207.16 |
Term Loans | 724466.58 | 668509.71 | 568432.99 | 462990.30 | 449984.33 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 40575.66 | 39736.46 | 37734.30 | 33000.88 | 32244.60 |
Premises | 21712.11 | 21688.24 | 21449.43 | 17807.01 | 17793.57 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 18863.55 | 18048.22 | 16284.88 | 15193.87 | 14451.03 |
Less: Accumulated Depreciation | 19318.99 | 17656.69 | 15492.14 | 13928.37 | 12534.69 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 21256.67 | 22079.77 | 22242.17 | 19072.51 | 19709.90 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 655.51 | 495.00 | 473.22 | 464.29 | 414.20 |
Other Assets | 121060.22 | 153424.09 | 176974.55 | 156280.22 | 111259.67 |
Inter-office adjustment Assets | 39.79 | 700.61 | 702.48 | 703.10 | 704.61 |
Interest Accrued Assets | 9338.23 | 7948.15 | 6992.88 | 5904.20 | 5805.16 |
Tax paid in advance/TDS | 1063.80 | 628.51 | 1864.99 | 2620.21 | 2344.15 |
Stationery and stamps | 46.58 | 51.68 | 42.77 | 45.33 | 58.00 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 92.79 | 92.79 |
Deferred tax asset | 0.00 | 1551.20 | 1828.50 | 2392.82 | 2650.82 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 110571.83 | 142543.95 | 165542.93 | 144521.78 | 99604.14 |
Total Assets | 1694684.66 | 1545265.90 | 1459622.59 | 1306024.12 | 1202919.46 |
Contingent Liabilities | 57155.68 | 48448.74 | 52337.68 | 55249.39 | 48669.36 |
Claims not acknowledged as debts | 3435.37 | 3592.69 | 2446.71 | 7082.85 | 6224.16 |
Outstanding forward exchange contracts | 19377.07 | 13980.45 | 19013.26 | 17044.62 | 11181.87 |
Guarantees given in India | 25521.66 | 22754.49 | 21964.42 | 22162.78 | 22307.51 |
Guarantees given Outside India | 412.58 | 263.46 | 247.36 | 225.34 | 225.17 |
Acceptances, endorsements & other obligations | 4906.91 | 5056.17 | 5926.59 | 6289.22 | 6725.65 |
Other Contingent liabilities | 3502.10 | 2801.48 | 2739.35 | 2444.57 | 2005.01 |
Bills for collection | 13649.80 | 15132.71 | 17054.07 | 15380.64 | 14396.03 |
Book Value | 118.18 | 99.59 | 83.98 | 75.72 | 82.04 |
Adjusted Book Value | 118.18 | 99.59 | 83.98 | 75.72 | 82.04 |