(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 7790.55 | 7783.20 | 7758.95 | 7746.63 | 7733.72 |
Equity - Authorised | 10000.00 | 10000.00 | 10000.00 | 10000.00 | 8570.00 |
Equity - Issued | 7790.55 | 7783.20 | 7758.95 | 7746.63 | 7733.72 |
Equity Paid Up | 7790.55 | 7783.20 | 7758.95 | 7746.63 | 7733.72 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 1428.68 | 1035.15 | 443.23 | 160.70 | 54.06 |
Total Reserves | 635706.55 | 619152.72 | 538014.50 | 469064.92 | 425866.29 |
Securities Premium | 188382.59 | 187707.36 | 185285.01 | 184440.25 | 183592.37 |
Capital Reserves | 8839.27 | 6873.33 | 6440.37 | 6338.48 | 5570.42 |
Profit & Loss Account Balances | 296771.33 | 291760.24 | 237933.60 | 189231.51 | 159286.09 |
General Reserves | 2107.77 | 322.19 | 262.47 | 202.74 | 143.01 |
Other Reserves | 139605.59 | 132489.60 | 108093.07 | 88851.96 | 77274.41 |
Reserve excluding Revaluation Reserve | 632809.40 | 616195.84 | 534997.90 | 465988.59 | 422730.23 |
Revaluation Reserves | 2897.15 | 2956.88 | 3016.61 | 3076.34 | 3136.06 |
Deposits | 4110781.39 | 3847929.17 | 3364381.37 | 2936813.49 | 2562049.57 |
Demand Deposits | 409803.65 | 471965.68 | 509179.15 | 368389.47 | 360601.39 |
Savings Deposit | 940247.50 | 986762.78 | 841283.93 | 888255.64 | 710654.48 |
Term Deposits / Fixed Deposits | 2760730.25 | 2389200.71 | 2013918.29 | 1680168.37 | 1490793.70 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 537035.53 | 476114.11 | 490112.34 | 473232.23 | 513228.12 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 4866.37 | 3003.64 | 0.00 | 0.00 | 241.34 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 308225.60 | 235000.40 | 279530.90 | 246502.20 | 345769.50 |
Borrowings in the form of Bonds / Debentures | 43000.00 | 43000.00 | 57899.00 | 67899.00 | 54899.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 180943.56 | 195110.08 | 152682.44 | 158831.03 | 112318.28 |
Other Liabilities & Provisions | 247441.61 | 197337.10 | 177330.15 | 132727.87 | 120795.72 |
Bills Payable | 13398.61 | 13944.25 | 11445.65 | 8442.45 | 6617.86 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 2040.98 |
Interest Accrued | 26207.25 | 19426.09 | 18302.94 | 13110.19 | 14508.12 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 207835.75 | 163966.76 | 147581.55 | 111175.23 | 97628.76 |
Total Liabilities | 5540184.31 | 5149351.45 | 4578040.54 | 4019745.85 | 3629727.48 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 508893.62 | 185571.33 | 429612.66 | 601411.64 | 178706.79 |
Cash with RBI | 497108.29 | 173336.70 | 417355.24 | 588714.80 | 165223.87 |
Cash in hand & others | 11785.33 | 12234.63 | 12257.42 | 12696.83 | 13482.92 |
Balances with banks and money at call | 82764.12 | 182444.81 | 135498.75 | 81333.30 | 384565.12 |
Investments | 1144968.05 | 1065267.05 | 831162.04 | 709707.77 | 696947.06 |
Investments in India | 1139317.03 | 1063458.01 | 828577.18 | 707056.21 | 693291.72 |
GOI/State Govt. Securities | 1033419.45 | 964679.83 | 765116.81 | 666839.77 | 648963.36 |
Equity Shares - Corporate | 2581.58 | 1669.75 | 6349.73 | 8466.31 | 8312.28 |
Debentures & Bonds | 14024.68 | 587.55 | 588.44 | 2553.15 | 4190.77 |
Subsidiaries and/or joint ventures/Associates | 437.04 | 437.04 | 437.04 | 437.04 | 437.04 |
Units - MF/ Insurance/CP/PTC | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Investments | 88854.29 | 96083.85 | 56085.17 | 28759.95 | 31388.28 |
Investments outside India | 5651.02 | 1809.04 | 2584.85 | 2651.56 | 3655.34 |
Government securities | 2540.47 | 1650.45 | 813.81 | 2651.56 | 3655.34 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 3110.55 | 158.58 | 1771.04 | 0.00 | 0.00 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 3450186.26 | 3432982.74 | 2899236.83 | 2390515.35 | 2125954.09 |
Bills Purchased & Discounted | 120444.30 | 170688.35 | 112109.55 | 101278.74 | 34740.50 |
Cash Credit, Over Draft & Loans repayable | 922363.98 | 918949.42 | 747326.50 | 629998.48 | 495603.88 |
Term Loans | 2407377.98 | 2343344.97 | 2039800.78 | 1659238.13 | 1595609.71 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 52498.60 | 47083.99 | 42738.31 | 38994.89 | 36041.44 |
Premises | 8720.53 | 8720.53 | 8699.83 | 8699.83 | 8699.83 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 43778.06 | 38363.45 | 34038.49 | 30295.06 | 27341.61 |
Less: Accumulated Depreciation | 30816.84 | 27076.04 | 24166.38 | 21453.15 | 18700.00 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 21681.75 | 20007.95 | 18571.94 | 17541.73 | 17341.43 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 1876.15 | 1969.51 | 1354.25 | 945.14 | 752.30 |
Other Assets | 329814.36 | 261108.06 | 262604.07 | 218290.93 | 225460.69 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 47136.47 | 30979.88 | 23949.94 | 20165.88 | 20136.13 |
Tax paid in advance/TDS | 23212.42 | 7453.04 | 965.99 | 12127.56 | 7563.72 |
Stationery and stamps | 2.92 | 7.16 | 7.16 | 4.93 | 4.99 |
Non-banking assets acquired | 0.00 | 0.00 | 639.66 | 639.66 | 4141.01 |
Deferred tax asset | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 259462.55 | 222667.98 | 237041.32 | 185352.91 | 193614.85 |
Total Assets | 5540184.31 | 5149351.45 | 4578040.54 | 4019745.85 | 3629727.48 |
Contingent Liabilities | 13988854.84 | 16389245.98 | 12642563.33 | 9237797.51 | 8500684.11 |
Claims not acknowledged as debts | 4962.55 | 14986.40 | 6382.45 | 7333.80 | 4823.56 |
Outstanding forward exchange contracts | 5525590.76 | 6752490.53 | 5364830.51 | 4116341.58 | 3815500.56 |
Guarantees given in India | 677965.19 | 663285.60 | 609398.36 | 611099.45 | 600334.77 |
Guarantees given Outside India | 1879.86 | 1766.27 | 0.00 | 3080.97 | 8439.40 |
Acceptances, endorsements & other obligations | 129208.89 | 132645.13 | 164711.00 | 227140.39 | 248130.88 |
Other Contingent liabilities | 7649247.58 | 8824072.06 | 6497241.01 | 4272801.33 | 3823454.94 |
Bills for collection | 376384.06 | 361522.65 | 337518.27 | 296542.46 | 236017.32 |
Book Value | 822.28 | 801.70 | 699.52 | 611.54 | 556.61 |
Adjusted Book Value | 822.28 | 801.70 | 699.52 | 611.54 | 556.61 |