(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 45534.07 | 45534.07 | 41043.05 | 41043.05 | 32776.63 |
Equity - Authorised | 60000.00 | 60000.00 | 60000.00 | 60000.00 | 60000.00 |
Equity - Issued | 45538.45 | 45538.45 | 41047.43 | 41047.43 | 32781.00 |
Equity Paid Up | 45526.68 | 45526.68 | 41035.66 | 41035.66 | 32769.23 |
Equity Shares Forfeited | 7.39 | 7.39 | 7.39 | 7.39 | 7.39 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 30000.00 |
Total Reserves | 740480.35 | 643272.64 | 548663.09 | 510269.34 | 424079.26 |
Securities Premium | 202855.88 | 202855.88 | 162545.32 | 162545.32 | 115493.85 |
Capital Reserves | 36346.78 | 34216.58 | 33520.68 | 33520.68 | 30518.14 |
Profit & Loss Account Balances | 127043.98 | 72781.45 | 36626.67 | 19986.50 | 0.00 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 374233.71 | 333418.73 | 315970.42 | 294216.83 | 278067.27 |
Reserve excluding Revaluation Reserve | 657813.83 | 575085.61 | 479702.79 | 441003.18 | 361561.34 |
Revaluation Reserves | 82666.51 | 68187.03 | 68960.30 | 69266.16 | 62517.92 |
Deposits | 8165414.87 | 7379202.06 | 6695857.71 | 6278959.59 | 6271135.60 |
Demand Deposits | 389040.42 | 369326.61 | 349415.46 | 349826.35 | 325835.04 |
Savings Deposit | 2455615.00 | 2374040.53 | 2222777.61 | 2166813.87 | 1975015.68 |
Term Deposits / Fixed Deposits | 5320759.46 | 4635834.92 | 4123664.64 | 3762319.37 | 3970284.88 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 1238564.27 | 809240.68 | 649790.23 | 267603.67 | 324641.06 |
Borrowings From Reserve Bank of India | 300000.00 | 145000.00 | 26920.00 | 35190.00 | 35190.00 |
Borrowings From Other Banks | 24008.80 | 0.00 | 89.57 | 521.40 | 139.30 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 553598.55 | 487232.17 | 503773.83 | 152812.12 | 203022.68 |
Borrowings in the form of Bonds / Debentures | 121520.00 | 96520.00 | 91520.00 | 76520.00 | 83520.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 239436.92 | 80488.51 | 27486.84 | 2560.15 | 2769.08 |
Other Liabilities & Provisions | 235825.91 | 248729.80 | 220202.06 | 248264.48 | 175931.92 |
Bills Payable | 16076.63 | 16576.09 | 16225.59 | 17110.21 | 14158.43 |
Inter-office adjustment Liabilities | 2964.92 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 36435.94 | 31806.77 | 25651.65 | 17395.31 | 16366.85 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 180348.42 | 200346.94 | 178324.82 | 213758.96 | 145406.63 |
Total Liabilities | 10425819.47 | 9125979.25 | 8155556.14 | 7346140.12 | 7258564.46 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 517304.25 | 385562.69 | 440345.05 | 402805.78 | 606975.68 |
Cash with RBI | 499789.78 | 364292.47 | 419001.80 | 378560.86 | 574020.59 |
Cash in hand & others | 17514.48 | 21270.22 | 21343.26 | 24244.92 | 32955.08 |
Balances with banks and money at call | 485504.83 | 443808.64 | 403608.13 | 512770.61 | 658831.01 |
Investments | 2591118.05 | 2271444.68 | 2043978.77 | 1744484.07 | 1872528.46 |
Investments in India | 2450172.29 | 2158874.25 | 1939372.95 | 1653529.03 | 1804764.68 |
GOI/State Govt. Securities | 2226982.41 | 1999990.69 | 1797257.78 | 1527475.17 | 1656373.30 |
Equity Shares - Corporate | 15682.84 | 7157.95 | 10334.04 | 8486.76 | 7579.87 |
Debentures & Bonds | 151705.70 | 110726.87 | 99787.05 | 101909.80 | 126463.09 |
Subsidiaries and/or joint ventures/Associates | 16193.80 | 14536.93 | 12058.64 | 8715.45 | 5497.44 |
Units - MF/ Insurance/CP/PTC | 39607.54 | 26461.81 | 19935.44 | 6941.86 | 8850.98 |
Other Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments outside India | 140945.76 | 112570.42 | 104605.82 | 90955.04 | 67763.78 |
Government securities | 102145.39 | 75768.92 | 74407.01 | 65840.38 | 41080.67 |
Subsidiaries and/or joint ventures abroad | 23460.53 | 22965.91 | 14722.38 | 9422.63 | 9422.63 |
Other investments outside India | 15339.85 | 13835.60 | 15476.44 | 15692.02 | 17260.48 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 6496570.41 | 5631446.65 | 4858996.35 | 4208417.91 | 3656865.24 |
Bills Purchased & Discounted | 437310.95 | 429032.83 | 361983.16 | 174634.40 | 92462.05 |
Cash Credit, Over Draft & Loans repayable | 2554898.31 | 2123189.13 | 1859855.16 | 1649278.77 | 1512567.09 |
Term Loans | 3504361.15 | 3079224.70 | 2637158.03 | 2384504.74 | 2051836.11 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 166262.98 | 146190.92 | 139058.01 | 131395.11 | 120466.27 |
Premises | 104871.45 | 91569.85 | 91271.39 | 88450.18 | 81140.89 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 61391.53 | 54621.07 | 47786.62 | 42944.93 | 39325.38 |
Less: Accumulated Depreciation | 48663.75 | 45402.78 | 40533.72 | 36499.55 | 34963.56 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 117599.23 | 100788.14 | 98524.29 | 94895.56 | 85502.71 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 1787.92 | 1476.50 | 1085.73 | 2853.97 | 3638.60 |
Other Assets | 215934.78 | 291451.95 | 309017.82 | 379912.23 | 374222.77 |
Inter-office adjustment Assets | 0.00 | 37718.79 | 20715.18 | 71919.50 | 55890.06 |
Interest Accrued Assets | 64113.66 | 55500.10 | 36452.72 | 27505.68 | 28904.79 |
Tax paid in advance/TDS | 40169.25 | 55342.55 | 68610.64 | 73700.35 | 48795.54 |
Stationery and stamps | 158.96 | 131.91 | 112.38 | 97.36 | 77.62 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 13035.84 | 28798.23 | 66378.84 | 87078.62 | 127744.62 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 98457.08 | 113960.37 | 116748.07 | 119610.72 | 112810.15 |
Total Assets | 10425819.47 | 9125979.25 | 8155556.14 | 7346140.12 | 7258564.46 |
Contingent Liabilities | 6436494.07 | 4475915.98 | 3789703.36 | 4231982.12 | 4536348.52 |
Claims not acknowledged as debts | 39241.58 | 41231.77 | 17039.17 | 18100.47 | 26202.65 |
Outstanding forward exchange contracts | 5880695.55 | 3915070.22 | 3263331.14 | 3691798.15 | 4046620.87 |
Guarantees given in India | 264134.76 | 246954.05 | 216842.85 | 207749.62 | 218030.10 |
Guarantees given Outside India | 27747.97 | 35523.95 | 27485.36 | 39140.54 | 30852.42 |
Acceptances, endorsements & other obligations | 174305.73 | 196832.95 | 224434.84 | 240477.71 | 183047.14 |
Other Contingent liabilities | 50368.46 | 40303.03 | 40569.99 | 34715.63 | 31595.33 |
Bills for collection | 279973.82 | 285527.05 | 291747.33 | 276009.29 | 249069.22 |
Book Value | 154.49 | 136.32 | 126.90 | 117.47 | 120.34 |
Adjusted Book Value | 154.49 | 136.32 | 126.90 | 117.47 | 120.34 |