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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
Bank Of India
BSE Code 532149
ISIN Demat INE084A01016
Book Value 175.79
NSE Code BANKINDIA
Dividend Yield % 3.33
Market Cap 636462.97
P/E 6.05
EPS 23.12
Face Value 10  
(Rs. in Millions)
ParticularsMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital45534.07  45534.07  45534.07  41043.05  41043.05  
    Equity - Authorised60000.00  60000.00  60000.00  60000.00  60000.00  
    Equity - Issued45538.45  45538.45  45538.45  41047.43  41047.43  
    Equity Paid Up45526.68  45526.68  45526.68  41035.66  41035.66  
    Equity Shares Forfeited7.39  7.39  7.39  7.39  7.39  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings0.00  0.00  0.00  0.00  0.00  
Total Reserves834368.08  740480.35  643272.64  548663.09  510269.34  
    Securities Premium202855.88  202855.88  202855.88  162545.32  162545.32  
    Capital Reserves40550.88  36346.78  34216.58  33520.68  33520.68  
    Profit & Loss Account Balances182260.99  127043.98  72781.45  36626.67  19986.50  
    General Reserves0.00  0.00  0.00  0.00  0.00  
    Other Reserves408700.33  374233.71  333418.73  315970.42  294216.83  
Reserve excluding Revaluation Reserve754765.42  657813.83  575085.61  479702.79  441003.18  
Revaluation Reserves79602.66  82666.51  68187.03  68960.30  69266.16  
Deposits9272708.82  8165414.87  7379202.06  6695857.71  6278959.59  
    Demand Deposits400097.72  389040.42  369326.61  349415.46  349826.35  
    Savings Deposit2647660.50  2455615.00  2374040.53  2222777.61  2166813.87  
    Term Deposits / Fixed Deposits6224950.60  5320759.46  4635834.92  4123664.64  3762319.37  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings1185915.39  1238564.27  809240.68  649790.23  267603.67  
    Borrowings From Reserve Bank of India120000.00  300000.00  145000.00  26920.00  35190.00  
    Borrowings From Other Banks15754.38  24008.80  0.00  89.57  521.40  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions753137.88  553598.55  487232.17  503773.83  152812.12  
    Borrowings in the form of Bonds / Debentures103000.00  121520.00  96520.00  91520.00  76520.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India194023.13  239436.92  80488.51  27486.84  2560.15  
Other Liabilities & Provisions295801.51  235825.91  248729.80  220202.06  248264.48  
    Bills Payable16541.15  16076.63  16576.09  16225.59  17110.21  
    Inter-office adjustment Liabilities4902.60  2964.92  0.00  0.00  0.00  
    Interest Accrued31945.90  36435.94  31806.77  25651.65  17395.31  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions242411.87  180348.42  200346.94  178324.82  213758.96  
Total Liabilities11634327.87  10425819.47  9125979.25  8155556.14  7346140.12  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India473000.68  517304.25  385562.69  440345.05  402805.78  
    Cash with RBI455947.58  499789.78  364292.47  419001.80  378560.86  
    Cash in hand & others17053.10  17514.48  21270.22  21343.26  24244.92  
Balances with banks and money at call516047.89  485504.83  443808.64  403608.13  512770.61  
Investments2686293.03  2591118.05  2271444.68  2043978.77  1744484.07  
Investments in India2523566.50  2450172.29  2158874.25  1939372.95  1653529.03  
    GOI/State Govt. Securities2321534.18  2226982.41  1999990.69  1797257.78  1527475.17  
    Equity Shares - Corporate18046.05  15682.84  7157.95  10334.04  8486.76  
    Debentures & Bonds156256.99  151705.70  110726.87  99787.05  101909.80  
    Subsidiaries and/or joint ventures/Associates12924.78  16193.80  14536.93  12058.64  8715.45  
    Units - MF/ Insurance/CP/PTC14804.50  39607.54  26461.81  19935.44  6941.86  
    Other Investments0.00  0.00  0.00  0.00  0.00  
Investments outside India162726.53  140945.76  112570.42  104605.82  90955.04  
    Government securities121583.37  102145.39  75768.92  74407.01  65840.38  
    Subsidiaries and/or joint ventures abroad23460.53  23460.53  22965.91  14722.38  9422.63  
    Other investments outside India17682.64  15339.85  13835.60  15476.44  15692.02  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances7603348.82  6496570.41  5631446.65  4858996.35  4208417.91  
    Bills Purchased & Discounted524881.89  437310.95  429032.83  361983.16  174634.40  
    Cash Credit, Over Draft & Loans repayable2830717.99  2554898.31  2123189.13  1859855.16  1649278.77  
    Term Loans4247748.93  3504361.15  3079224.70  2637158.03  2384504.74  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block171564.15  166262.98  146190.92  139058.01  131395.11  
    Premises104043.80  104871.45  91569.85  91271.39  88450.18  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets67520.35  61391.53  54621.07  47786.62  42944.93  
Less: Accumulated Depreciation56095.57  48663.75  45402.78  40533.72  36499.55  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block115468.57  117599.23  100788.14  98524.29  94895.56  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress2024.85  1787.92  1476.50  1085.73  2853.97  
Other Assets238144.02  215934.78  291451.95  309017.82  379912.23  
    Inter-office adjustment Assets0.00  0.00  37718.79  20715.18  71919.50  
    Interest Accrued Assets73193.23  64113.66  55500.10  36452.72  27505.68  
    Tax paid in advance/TDS16626.98  40169.25  55342.55  68610.64  73700.35  
    Stationery and stamps177.47  158.96  131.91  112.38  97.36  
    Non-banking assets acquired0.00  0.00  0.00  0.00  0.00  
    Deferred tax asset5534.31  13035.84  28798.23  66378.84  87078.62  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others142612.04  98457.08  113960.37  116748.07  119610.72  
Total Assets11634327.87  10425819.47  9125979.25  8155556.14  7346140.12  
Contingent Liabilities6652027.63  6436494.07  4475915.98  3789703.36  4231982.12  
    Claims not acknowledged as debts43256.87  39241.58  41231.77  17039.17  18100.47  
    Outstanding forward exchange contracts5963569.88  5880695.55  3915070.22  3263331.14  3691798.15  
    Guarantees given in India300954.47  264134.76  246954.05  216842.85  207749.62  
    Guarantees given Outside India28151.57  27747.97  35523.95  27485.36  39140.54  
    Acceptances, endorsements & other obligations214790.84  174305.73  196832.95  224434.84  240477.71  
    Other Contingent liabilities101304.01  50368.46  40303.03  40569.99  34715.63  
Bills for collection279161.75  279973.82  285527.05  291747.33  276009.29  
Book Value175.79  154.49  136.32  126.90  117.47  
Adjusted Book Value175.79  154.49  136.32  126.90  117.47  
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