(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 10355.34 | 10355.34 | 10355.34 | 10355.34 | 10355.34 |
Equity - Authorised | 30000.00 | 30000.00 | 30000.00 | 30000.00 | 30000.00 |
Equity - Issued | 10370.06 | 10370.06 | 10370.06 | 10370.06 | 10370.06 |
Equity Paid Up | 10342.72 | 10342.72 | 10342.72 | 10342.72 | 10342.72 |
Equity Shares Forfeited | 12.61 | 12.61 | 12.61 | 12.61 | 12.61 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Share Warrants & Outstandings | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Total Reserves | 1358901.51 | 1111880.55 | 971873.58 | 848741.89 | 760101.88 |
Securities Premium | 313121.51 | 313121.51 | 313121.51 | 313121.51 | 423605.68 |
Capital Reserves | 181462.93 | 132127.75 | 139569.99 | 151162.73 | 126574.26 |
Profit & Loss Account Balances | 0.00 | 0.00 | 0.00 | 0.00 | -110484.42 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 864317.06 | 666631.28 | 519182.07 | 384457.65 | 320406.36 |
Reserve excluding Revaluation Reserve | 1358901.51 | 1111880.55 | 971873.58 | 848741.89 | 760101.88 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 14720348.49 | 13351363.99 | 12036877.88 | 10459385.60 | 9669969.27 |
Demand Deposits | 1437289.95 | 1204106.33 | 1040005.09 | 888612.07 | 786714.19 |
Savings Deposit | 4129369.89 | 3939556.04 | 3710963.21 | 3447440.24 | 3096108.02 |
Term Deposits / Fixed Deposits | 9153688.65 | 8207701.62 | 7285909.58 | 6123333.29 | 5787147.06 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 1237161.79 | 944022.59 | 1019104.85 | 1038992.86 | 668479.29 |
Borrowings From Reserve Bank of India | 300000.00 | 88700.00 | 24290.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 5593.51 | 8583.23 | 111426.28 | 53846.41 | 141235.31 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 290765.75 | 408442.40 | 542953.80 | 677744.25 | 225226.43 |
Borrowings in the form of Bonds / Debentures | 468080.00 | 341250.00 | 241115.00 | 228375.00 | 224135.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 172722.53 | 97046.96 | 99319.77 | 79027.19 | 77882.55 |
Other Liabilities & Provisions | 485706.08 | 440348.44 | 547403.81 | 422522.65 | 444741.94 |
Bills Payable | 36647.20 | 38216.01 | 40591.78 | 39793.52 | 26592.31 |
Inter-office adjustment Liabilities | 3979.25 | 104.88 | 24240.80 | 19292.23 | 1807.80 |
Interest Accrued | 84212.72 | 66934.51 | 53968.54 | 40303.74 | 41788.01 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 360866.92 | 335093.04 | 428602.69 | 323133.17 | 374553.82 |
Total Liabilities | 17812473.20 | 15857970.91 | 14585615.45 | 12779998.33 | 11553647.71 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 560684.94 | 548398.33 | 548826.31 | 711844.05 | 388410.38 |
Cash with RBI | 521774.35 | 509015.49 | 510878.23 | 667453.17 | 346628.34 |
Cash in hand & others | 38910.59 | 39382.84 | 37948.08 | 44390.89 | 41782.03 |
Balances with banks and money at call | 697807.07 | 402843.05 | 408206.08 | 514705.91 | 815717.79 |
Investments | 3853984.46 | 3698168.37 | 3624853.64 | 3157953.87 | 2612202.66 |
Investments in India | 3687117.86 | 3535243.76 | 3485745.36 | 3001119.68 | 2482745.38 |
GOI/State Govt. Securities | 3281087.01 | 3221489.60 | 3148671.88 | 2732661.13 | 2267964.80 |
Equity Shares - Corporate | 60324.70 | 21601.19 | 22301.46 | 25974.87 | 28427.11 |
Debentures & Bonds | 284938.07 | 252156.13 | 271358.09 | 209504.88 | 161311.39 |
Subsidiaries and/or joint ventures/Associates | 48047.91 | 34667.85 | 34740.86 | 23525.06 | 14875.87 |
Units - MF/ Insurance/CP/PTC | 12167.45 | 5314.85 | 8658.93 | 9439.60 | 10152.06 |
Other Investments | 552.72 | 14.14 | 14.14 | 14.14 | 14.14 |
Investments outside India | 166866.61 | 162924.61 | 139108.28 | 156834.20 | 129457.29 |
Government securities | 97526.45 | 75645.31 | 60286.13 | 61082.19 | 44987.94 |
Subsidiaries and/or joint ventures abroad | 20343.11 | 20343.11 | 20343.11 | 20343.11 | 20343.11 |
Other investments outside India | 48997.05 | 66936.20 | 58479.04 | 75408.90 | 64126.24 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 12095578.98 | 10657817.15 | 9409982.70 | 7771551.78 | 7063005.12 |
Bills Purchased & Discounted | 634298.06 | 477981.94 | 337149.02 | 231115.37 | 216878.53 |
Cash Credit, Over Draft & Loans repayable | 4072170.59 | 3495224.10 | 3184475.27 | 2979819.72 | 2827394.62 |
Term Loans | 7389110.33 | 6684611.12 | 5888358.41 | 4560616.70 | 4018731.97 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 293735.86 | 244959.93 | 238562.36 | 232292.16 | 200312.29 |
Premises | 195112.92 | 144426.86 | 144136.65 | 143708.31 | 117065.84 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 98622.94 | 100533.07 | 94425.71 | 88583.85 | 83246.45 |
Less: Accumulated Depreciation | 169973.29 | 165834.39 | 151496.63 | 133073.18 | 120149.83 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 123762.57 | 79125.53 | 87065.73 | 99218.98 | 80162.46 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Assets | 480655.18 | 471618.47 | 506681.00 | 524723.74 | 594149.31 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 155892.88 | 132074.00 | 127865.15 | 95717.08 | 72513.63 |
Tax paid in advance/TDS | 102761.85 | 78987.16 | 70533.09 | 73034.71 | 86753.19 |
Stationery and stamps | 5.58 | 26.26 | 80.15 | 83.70 | 82.19 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 221994.88 | 260531.04 | 308202.61 | 355888.26 | 434800.31 |
Total Assets | 17812473.20 | 15857970.91 | 14585615.45 | 12779998.33 | 11553647.71 |
Contingent Liabilities | 7838414.59 | 5768091.46 | 5777533.52 | 3992344.26 | 3956557.63 |
Claims not acknowledged as debts | 342957.20 | 338472.82 | 323437.83 | 220856.17 | 208024.27 |
Outstanding forward exchange contracts | 4541026.22 | 3306245.46 | 3256059.57 | 1644550.70 | 2031291.71 |
Guarantees given in India | 553194.43 | 526829.91 | 509413.30 | 440002.78 | 445052.75 |
Guarantees given Outside India | 61864.89 | 83309.61 | 95911.47 | 72307.59 | 69371.88 |
Acceptances, endorsements & other obligations | 175183.67 | 244327.54 | 309351.35 | 291756.51 | 262254.09 |
Other Contingent liabilities | 2164188.19 | 1268906.11 | 1283360.01 | 1322870.52 | 940562.92 |
Bills for collection | 623732.05 | 617165.10 | 677124.67 | 647419.16 | 652338.33 |
Book Value | 264.77 | 217.01 | 189.93 | 166.12 | 148.98 |
Adjusted Book Value | 264.77 | 217.01 | 189.93 | 166.12 | 148.98 |