(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 9941.12 | 9939.60 | 14932.78 | 14923.31 | 14909.18 |
Equity - Authorised | 14000.00 | 14000.00 | 14000.00 | 14000.00 | 14000.00 |
Equity - Issued | 9941.12 | 9939.60 | 9932.78 | 9923.31 | 9909.18 |
Equity Paid Up | 9941.12 | 9939.60 | 9932.78 | 9923.31 | 9909.18 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 5000.00 | 5000.00 | 5000.00 |
Face Value | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
Share Warrants & Outstandings | 942.68 | 792.94 | 603.06 | 313.06 | 21.59 |
Total Reserves | 1161515.05 | 956455.03 | 819666.66 | 709641.41 | 622360.53 |
Securities Premium | 252534.11 | 252014.74 | 249839.33 | 247024.80 | 243430.39 |
Capital Reserves | 24184.59 | 3531.89 | 3531.89 | 3521.99 | 3427.29 |
Profit & Loss Account Balances | 543276.87 | 451030.22 | 377600.93 | 304558.54 | 247497.76 |
General Reserves | 15973.31 | 6495.02 | 6425.30 | 6404.25 | 6404.25 |
Other Reserves | 325546.19 | 243383.16 | 182269.21 | 148131.84 | 121600.85 |
Reserve excluding Revaluation Reserve | 1161515.05 | 956455.03 | 819666.66 | 709641.41 | 622360.53 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 4990551.35 | 4489537.45 | 3630960.53 | 3116841.13 | 2801000.45 |
Demand Deposits | 828606.24 | 752082.93 | 700302.38 | 646619.80 | 520869.81 |
Savings Deposit | 1315552.78 | 1290951.63 | 1217850.23 | 1244721.65 | 1172257.39 |
Term Deposits / Fixed Deposits | 2846392.34 | 2446502.90 | 1712807.91 | 1225499.69 | 1107873.26 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 484427.56 | 283680.96 | 234162.68 | 259671.17 | 236506.46 |
Borrowings From Reserve Bank of India | 108710.00 | 0.00 | 47000.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 1000.00 | 0.00 | 2259.79 | 104952.56 | 89259.70 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 303070.31 | 209701.80 | 140000.60 | 99710.00 | 85959.10 |
Borrowings in the form of Bonds / Debentures | 0.00 | 0.00 | 0.00 | 3060.00 | 4560.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 71647.25 | 73979.16 | 44902.29 | 51948.61 | 56727.66 |
Other Liabilities & Provisions | 288864.03 | 263164.48 | 198299.06 | 192893.87 | 159903.37 |
Bills Payable | 36395.99 | 36051.34 | 30880.21 | 33086.06 | 23965.43 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 26192.34 | 22336.91 | 11966.13 | 6506.29 | 9812.24 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 226275.70 | 204776.24 | 155452.73 | 153301.53 | 126125.71 |
Total Liabilities | 6936241.78 | 6003570.46 | 4898624.77 | 4294283.95 | 3834701.57 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 416991.96 | 362520.38 | 199655.58 | 360262.20 | 124936.07 |
Cash with RBI | 400058.70 | 342610.08 | 180831.85 | 342851.55 | 110384.40 |
Cash in hand & others | 16933.26 | 19910.30 | 18823.72 | 17410.65 | 14551.67 |
Balances with banks and money at call | 240799.57 | 165363.65 | 125767.50 | 68977.15 | 271329.25 |
Investments | 1819074.47 | 1554037.59 | 1214037.29 | 1005802.17 | 1050991.88 |
Investments in India | 1811126.29 | 1536848.72 | 1201842.29 | 982170.24 | 1040354.59 |
GOI/State Govt. Securities | 1322146.78 | 1133950.69 | 897060.58 | 747192.24 | 850379.44 |
Equity Shares - Corporate | 63061.98 | 12245.80 | 12302.21 | 12334.92 | 12994.69 |
Debentures & Bonds | 103220.09 | 168493.69 | 189697.81 | 168018.09 | 113315.79 |
Subsidiaries and/or joint ventures/Associates | 33488.32 | 39020.13 | 31688.89 | 29445.89 | 26164.24 |
Units - MF/ Insurance/CP/PTC | 0.00 | 0.00 | 0.00 | 25179.09 | 37500.44 |
Other Investments | 289209.12 | 183138.41 | 71092.79 | 0.00 | 0.00 |
Investments outside India | 7948.19 | 17188.87 | 12195.00 | 23631.93 | 10637.29 |
Government securities | 2438.95 | 2777.75 | 1464.84 | 4158.64 | 3069.28 |
Subsidiaries and/or joint ventures abroad | 383.24 | 383.24 | 383.24 | 383.24 | 231.61 |
Other investments outside India | 5125.99 | 14027.87 | 10346.92 | 19090.05 | 7336.40 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 4269092.01 | 3760752.66 | 3198612.07 | 2712536.02 | 2236701.55 |
Bills Purchased & Discounted | 55296.80 | 75847.48 | 55508.80 | 67871.00 | 85500.48 |
Cash Credit, Over Draft & Loans repayable | 1415569.47 | 1204741.11 | 987126.16 | 856673.71 | 708311.16 |
Term Loans | 2798225.74 | 2480164.07 | 2155977.11 | 1787991.31 | 1442889.91 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 59637.46 | 51002.35 | 44667.37 | 40874.64 | 37861.24 |
Premises | 10448.60 | 10579.40 | 10577.17 | 10570.98 | 10584.85 |
Assets Given on Lease | 0.00 | 0.00 | 1540.59 | 1540.59 | 1540.59 |
Other Fixed Assets | 49188.87 | 40422.96 | 32549.62 | 28763.07 | 25735.81 |
Less: Accumulated Depreciation | 36048.90 | 29449.39 | 25464.14 | 24437.47 | 22508.54 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 23588.57 | 21552.97 | 19203.23 | 16437.17 | 15352.70 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Assets | 166695.20 | 139343.23 | 141349.10 | 130269.25 | 135390.13 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 51618.15 | 44126.28 | 38950.76 | 34584.95 | 32831.52 |
Tax paid in advance/TDS | 0.00 | 1938.70 | 0.00 | 0.00 | 0.00 |
Stationery and stamps | 54.67 | 14.77 | 27.04 | 32.89 | 19.25 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 0.00 | 3227.00 | 3714.30 | 4109.50 | 5161.20 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 115022.38 | 90036.48 | 98657.00 | 91541.92 | 97378.15 |
Total Assets | 6936241.78 | 6003570.46 | 4898624.77 | 4294283.95 | 3834701.57 |
Contingent Liabilities | 11078556.72 | 7172811.82 | 4556937.36 | 2666106.32 | 1931069.88 |
Claims not acknowledged as debts | 4940.18 | 5537.06 | 4911.37 | 4376.50 | 13562.25 |
Outstanding forward exchange contracts | 8741277.10 | 5019139.27 | 2991342.12 | 1574946.33 | 1014375.43 |
Guarantees given in India | 388111.01 | 319446.36 | 268102.38 | 226981.86 | 227839.41 |
Guarantees given Outside India | 6864.59 | 0.00 | 0.00 | 0.00 | 0.00 |
Acceptances, endorsements & other obligations | 251647.28 | 266940.08 | 244570.19 | 232694.71 | 158797.46 |
Other Contingent liabilities | 1685716.56 | 1561749.05 | 1048011.31 | 627106.91 | 516495.33 |
Bills for collection | 526908.19 | 474677.06 | 446552.44 | 387092.82 | 412727.99 |
Book Value | 589.20 | 486.13 | 417.61 | 362.56 | 319.03 |
Adjusted Book Value | 589.20 | 486.13 | 417.61 | 362.56 | 319.03 |